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  • WHO WE SERVE
  • OUR APPROACH
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Step 1

Initial Consultation (The “Vibe Check”)

Our first meeting is relaxed and conversational. We focus on understanding your needs, answering questions, and explaining how we can help. It’s about building rapport and ensuring we’re a good fit for one another.

Step 2

Discovery Meeting

Next, we gather the details. You’ll share financial statements, goals, and other key information so we can begin building a comprehensive strategy tailored specifically to your situation.

Step 3

Recommendations & Plan Creation

Once we’ve analyzed your information, we present clear, customized recommendations aligned with your priorities. This meeting outlines your roadmap and next steps.

Step 4

Contimuous Partnership

Our relationship doesn’t stop at implementation. We remain actively involved—monitoring progress, adjusting when necessary, and holding you accountable. We often assist with broader life and business matters as well, offering guidance beyond traditional advisory roles.

Through each phase, our goal remains the same:

helping you live confidently today while preparing wisely for tomorrow.

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Collaborative Financial Planning
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Investment Management
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Tax Planning
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Legacy & Estate Planning
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Retirement Income Planning
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Risk Management & Insurance Coordination
Disclosure

Stephen Cardinal is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, CA (CA Insurance License #4203521), CT, FL, IL, MA, MD, NY, PA, and SC. No insurance business may be conducted outside the states referenced.

As a New York Life Agent, Stephen Cardinal is licensed and authorized to offer insurance in California, but Post Time Wealth Solutions may not be. For additional information on California licensure status, please click here.

Stephen Cardinal is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 100 Saratoga Village Blvd Ste 36d, Malta, NY, 12020, 518-557-8277. In this regard, this communication is strictly intended for individuals residing in the states of CA, CO, CT, MA, ME, NJ, NY, OR, and PA. No offers may be made or accepted from any resident outside the specific states referenced.

Stephen Cardinal is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of CA, CO, CT, MA, ME, NJ, NY, OR, and PA. As such, these services are strictly intended for individuals residing in the states referenced.

Post Time Wealth Solutions is not owned or operated by NYLIFE Securities LLC or its affiliates.

Neither Post Time Wealth Solutions nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.

For more information about NYLIFE Securities LLC and its investment professionals.

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  • FOUNDERS
  • WHO WE SERVE
  • OUR APPROACH
  • CLIENT PORTAL
  • START A CONVERSATION

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