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Clarity for Today.
Confidence for Tomorrow.

Independent, objective financial planning and investment advisory services that integrates investments, tax optimization, and long-term decision-making into one cohesive framework.
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More Than a Plan —
A Partner in Your Corner


At Post Time Wealth Solutions, we go beyond investment management to help you think clearly about your most important financial decisions.

We bring structure to complex financial lives by aligning investments, tax strategies, risk management, and long-term planning into one coordinated framework.

From organizing scattered accounts to guiding decisions over time, we move your strategy from conversation to execution.

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What Sets Us Apart

We don’t just manage accounts;
We think cohesively with our clients when financial decisions matter most.

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STRUCTURED

We bring discipline and coordination to complex financial lives, ensuring every decision fits within a broader strategy.


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OBJECTIVE

Our advice is independent and unbiased, focused solely on what’s best for your long-term financial picture.


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COLLABORATIVE

We work alongside you, helping you think through decisions, weigh tradeoffs, and move forward with clarity and confidence over time.


Local Roots. Nationwide Guidance.


Headquartered in upstate New York, Post Time Wealth Solutions serves clients across the country. No matter where you live, we provide structured, objective financial planning designed to bring confidence and clarity to your financial life.
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Our awards

Times Union


Times Union Award

Recognized for excellence in the Capital Region.

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Office: 518-557-8277

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100 Saratoga Village Blvd
Suite 36D
Malta, NY 12020

Disclosure

Stephen Cardinal is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, CA (CA Insurance License #4203521), CT, FL, IL, MA, MD, NY, PA, and SC. No insurance business may be conducted outside the states referenced.

As a New York Life Agent, Stephen Cardinal is licensed and authorized to offer insurance in California, but Post Time Wealth Solutions may not be. For additional information on California licensure status, please click here.

Stephen Cardinal is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 100 Saratoga Village Blvd Ste 36d, Malta, NY, 12020, 518-557-8277. In this regard, this communication is strictly intended for individuals residing in the states of CA, CO, CT, MA, ME, NJ, NY, OR, and PA. No offers may be made or accepted from any resident outside the specific states referenced.

Stephen Cardinal is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of CA, CO, CT, MA, ME, NJ, NY, OR, and PA. As such, these services are strictly intended for individuals residing in the states referenced.

Post Time Wealth Solutions is not owned or operated by NYLIFE Securities LLC or its affiliates.

Neither Post Time Wealth Solutions nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.

For more information about NYLIFE Securities LLC and its investment professionals.

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