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Our Approach

Your Most Trusted Advisor

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A Clear Path Forward

Financial clarity materializes through a structured, intentional process that builds momentum over time.

Structured Planning.

Investment Advisory Services.
Disciplined Execution.

We provide collaborative financial planning and investment advisory services designed to bring structure and clarity to your entire financial picture.
We help you make informed decisions, implement them, and refine your strategy over time.

Core services include:

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Investment Strategy & Portfolio Design
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Coordinated Financial Planning
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Retirement Income Design
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Risk & Protection Planning
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Tax-Aware Strategies
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Equity Compensation & Liquidity Planning

Through each phase, our goal remains the same:

helping you live confidently today while preparing wisely for tomorrow.

Our awards

Times Union

Times Union Award

Recognized for excellence in the Capital Region.

PROUD SPONSORS
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Office: 518-557-8277

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Let's Meet

100 Saratoga Village Blvd
Suite 36D
Malta, NY 12020

Disclosure

Stephen Cardinal is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, CA (CA Insurance License #4203521), CT, FL, IL, MA, MD, NY, PA, and SC. No insurance business may be conducted outside the states referenced.

As a New York Life Agent, Stephen Cardinal is licensed and authorized to offer insurance in California, but Post Time Wealth Solutions may not be. For additional information on California licensure status, please click here.

Stephen Cardinal is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 100 Saratoga Village Blvd Ste 36d, Malta, NY, 12020, 518-557-8277. In this regard, this communication is strictly intended for individuals residing in the states of CA, CO, CT, MA, ME, NJ, NY, OR, and PA. No offers may be made or accepted from any resident outside the specific states referenced.

Stephen Cardinal is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of CA, CO, CT, MA, ME, NJ, NY, OR, and PA. As such, these services are strictly intended for individuals residing in the states referenced.

Post Time Wealth Solutions is not owned or operated by NYLIFE Securities LLC or its affiliates.

Neither Post Time Wealth Solutions nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.

For more information about NYLIFE Securities LLC and its investment professionals.

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